I say, and with God's success: Insurance is permissible in its various forms as long as there is no legal prohibition in it, whether for cars, health, social security, or others. The money they take is in exchange for the company's guarantee against the damage incurred on the insured for a car, health, or others. The reasons for profit are three, one of which is the guarantee, and there is no gambling in it as some perceive. Therefore, comprehensive insurance and others are permissible, and God knows best.