Taking money without the husband's knowledge due to his stinginess

Question
If a woman takes money from her husband without his knowledge to spend on her children, because he is stingy and only spends with difficulty, is this considered theft, and what should she do? Should she return it if she has money available or confess to him?
Answer
I say, and with God's help: It is not permissible for a woman to take anything from her husband's money without his permission, and she must inform him of what she has done, and seek forgiveness from God Almighty, and God knows best.
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