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26 / 02 / 2026
Please note: this fatwa has been translated by artificial intelligence.
Taking a Usurious Loan in Islamic Countries
I work in a hotel in areas occupied by Israel, and I am not satisfied with my job. I am looking for work to be independent, and I found myself in need of some money. I thought about selling my car, but I couldn't sell it. Is it permissible for me to take a loan from a bank knowing that there is no Islamic bank? I heard that in the Hanafi school, it is permissible to take a loan from a usurious bank if I am in non-Muslim lands?
Answer
I say, and with God's success: It is not permissible to take usurious loans in Islamic and non-Islamic countries according to the relied-upon opinion in the Hanafi school of thought, except in specific cases where there is a clear necessity, and your case is not one of them, and God knows best.
