We are a family living in Europe and renting a house. There is a way for us to buy a house through a loan from the bank, and then we would repay this loan through a monthly rent equal to the rent of the house. For example, if the house is worth (100) thousand, we borrow this amount from the bank, then we buy the house with it, and every month we pay the bank, for instance, (600) monthly. However, there is an interest of about (2) percent, and this procedure is with a non-Islamic bank. There is also an Islamic bank that charges (3) percent interest. What is the ruling on this matter?