Student Loan from Capital Bank

Question
What is the ruling on the student loan provided by the university to students, which is associated with a bank called (Capital), and the agreement states that there are no interest charges during the installment period after graduation?
Answer
I say, and with God's success: If the lending is not a usurious loan, but merely assistance, then it is permissible. However, if any usurious benefits are attached to it, then it is not permissible, and God knows best.
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