Ruling on Selling a Car Through the Bank

Question
A person needed an amount of money, 5000 dinars, and could not find anyone to lend him. This person has a car, so he wanted to sell the car to his son through the bank to get the money, with the car remaining in the son's name, making the transaction with the bank a mere formality. Is this forbidden?
Answer
I say, and with God's help: this is deception and trickery, and it is only permissible if a real sale occurs such that ownership is genuinely transferred to the son, and God knows best.
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