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28 / 12 / 2025
Profits vs. Money Deposits
There is a company for installment payments, its conditions are similar to banks. If I deposit three hundred thousand in a bank account, they manage the money and then pay me twelve thousand a month. If I deposit five hundred thousand, they give me twenty thousand a month. If the bank goes bankrupt, they will only return my capital and will not give me the twelve thousand. What is the legal ruling on this matter?
Answer
I say, and with God's help: The way of lawful permissibility is through a partnership of investment with these companies, and its condition is that the work is based on profit and loss, and that the profit percentage is shared, such as (50%). It is not permissible for it to be a specific amount of profit as you mentioned. If the conditions of investment are met, it is permissible; however, it appears that they were not present in what you mentioned, so it is not permissible. And God knows best.
