Delaying the Payment of Zakat to Donate to the Needy at Their Time of Need

Question
What is the ruling on keeping part of the Zakat money when it is given out; to donate to the needy in case they request help to pay bills or rent?
Answer
I say, and with God's help: It is permissible to pay Zakat on wealth immediately or to postpone it; because its obligation is on a delayed basis, not immediately, so one does not sin by delaying it. Therefore, it can be paid at the time one wishes to whomever one wishes, and God knows best.
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