Question
There are three cases for the purchase process: the first: in cash, and in this case, the amount is directly deducted from my salary at the end of each month, without any additions; the second: if I wish to pay in installments, the bank sends a direct message for each purchase, and I respond to the message that I want to pay in installments for three months as an example, and thus the bank takes a profit margin of two percent; the third: when buying gasoline, an additional twenty piastres is always added to the total amount of the gasoline price. What is the ruling on dealing with this card?
Answer
I say, and with God's success: There is no problem in the first and third cases, and the issue appears in the second case by adding a 2% commission, as it is usury, and God knows best.