Comprehensive Health Insurance

Question
The United Insurance Company offered me comprehensive insurance for all hospitals and private clinics for an amount of fifty dinars annually that I pay to them, and thus I receive a discount on treatment in hospitals and with private doctors. Is it permissible for me to subscribe or not?
Answer
I say, and with God's help: Medical insurance is permissible, as long as there is no deception, fraud, ignorance, or failure to fulfill the agreement in the contract, it is allowed, and God knows best.
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