I live in Australia, is it permissible for me to buy a house through usurious banks, especially given the current situation where there is a crisis in real estate and there are no good houses for living? I apply for rental properties and the response is rejection because my job is considered unstable and my income is limited, and I have children. They prefer to accept high-income individuals and small families for their homes. Now I have less than a month to vacate my house because the landlord has sold it. I have heard fatwas saying that if you are in dire need, you can buy with usury. What is the degree to which I can consider myself in dire need? Is it only when I am on the street with my children that I would be considered in this situation?