Car Accident Insurance

Question
A person had an accident with his car, and the insurance company estimated the damages at (700) dinars. When he went to repair his car, he was asked for an amount of (400) dinars. Is the remaining amount permissible or forbidden?
Answer
I say, and with God's help: The amount from the insurance company that belongs to the car owner can vary; it can decrease or increase; because it is an estimation of damage, repair, and depreciation of the car. Therefore, it does not harm if it is repaired for less or more, and God knows best.
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