Canlı Fetvalar

Please clarify how a layperson should approach the differences in rulings between schools of thought, for example, the ruling on owning a dog. Is it permissible to adopt what suits the individual, so we take from the school that does not prohibit dog ownership, and then take from another school on a different issue, and so on?
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A girl is refusing the idea of marriage because she is afraid of the responsibilities of a husband and children, and due to a personal issue she has. Is this considered a sin? Or, for example, is it wrong to refuse people who are not of the same educational and financial level?
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Is it permissible to ask for assistance from people?
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A husband died and did not pay his wife her deferred dowry and left no estate. Does the deferred dowry fall due?
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I am a Muslim - thank God - but due to harsh circumstances, I have changed my religion only on paper with the government; in order to obtain residency, and I cannot return to my country because I have no home or anything there. Am I considered outside of Islam or still a Muslim? Because Allah looks at the heart, and my heart is Muslim, and I pray and fulfill all my obligations, thank God. What should I do now?
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A woman has divorced her husband, does she have to stay at home and not go out during the waiting period like a widow?
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One who does not know how to pray and does not even memorize Al-Fatiha, and to make things easier for him, he has memorized Al-Fatiha. Is it permissible for him to pray only with Al-Fatiha knowing that he does not memorize the Tashahhud or anything else besides Al-Fatiha?
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A woman lives with her mother-in-law in the same house, and her mother-in-law does not want her to visit her neighbor. She told her son that their neighbor prevented his wife from speaking to her son’s wife, even though there is no problem between her and the neighbor. He swore an oath of divorce on his wife that she should not speak to the neighbor. A year and four months have passed since the oath, and she has not spoken to or visited the neighbor. However, now the neighbor frequently visits her mother-in-law, and she stays in her room to avoid speaking to the neighbor. She sent a message to the neighbor on her phone saying that her husband swore an oath of divorce on her not to speak to her. When she sees her, she only greets her with a handshake. Her husband told her that his oath was meant to scare her and that he did not intend for it to be a divorce, and it was to resolve the conflict between his mother and his wife. What should be done in this case?
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Is it permissible for me to listen to soft, calm music while studying and listening to lectures (knowing that I love it and feel that it encourages me to study)?
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